Using these tools
The current core tools are free. They provide general information, user-directed arithmetic and scenario exploration. They do not replace an individual professional assessment or an official agency’s determination.
Check your inputs, contracts, current official sources and material assumptions before acting. A projection, decision score or directory match is not a guarantee or an application result. Expected outcomes, available services and rules may change.
Your records
You control local saved plans and exports. Keep backups private and do not use this site to upload identity credentials or someone else’s sensitive information. Do not attempt to interfere with the service or use it for unlawful purposes.
Consumer rights and changes
These general terms are not a lawyer’s opinion and are subject to rights that cannot lawfully be excluded. No claim is made that they fully assess every applicable obligation. Material changes to data handling or paid services need clear new information before use.
Updated 22 October 2026